Introduction
Valla Parc Financial LLC ("we," "us," "our," or "Valla Parc Financial") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.
By using our website or services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.
Information We Collect
Personal Information
We may collect personally identifiable information that you voluntarily provide to us when you:
- Request information about our services
- Submit a funding application
- Contact us via email, phone, or contact forms
- Subscribe to newsletters or marketing communications
The personal information we collect may include:
- Name and business name
- Email address
- Phone number
- Business address
- Financial information (for loan applications)
- Tax identification numbers (for loan applications)
- Bank account information (for funding disbursement)
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address
- Browser type and version
- Operating system
- Access times and pages viewed
- Referring website addresses
How We Use Your Information
We use the information we collect to:
- Process and evaluate funding applications
- Provide customer service and respond to inquiries
- Send administrative information, updates, and security alerts
- Improve our website and services
- Comply with legal and regulatory requirements
- Detect and prevent fraud
- With your consent, send marketing and promotional communications
SMS & Text Message Communications
SMS Opt-In: If you choose to opt in to receive SMS/text messages from Valla Parc Financial, we may send you marketing and promotional messages, service updates, and other information related to our business lending services using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After you send STOP, we will send you a confirmation message and no longer send SMS messages to that number unless you opt in again.
Help: For assistance, reply HELP to any message or contact us at contact@vallaparcfinancial.com.
Consent Not Required: Consent to receive marketing SMS messages is NOT a condition of purchasing any goods or services from Valla Parc Financial.
Mobile Opt-In Data: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Information Sharing and Disclosure
We May Share Your Information With:
- Service Providers: Third-party vendors who assist us in operating our business, such as payment processors, underwriting partners, and technology providers, under strict confidentiality agreements
- Legal Obligations: Law enforcement, regulatory agencies, or other third parties when required by law or to protect our rights
- Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity
We will NOT:
- Sell your personal information to third parties
- Share your information for third-party marketing purposes without your explicit consent
- Share text messaging originator opt-in data with any third parties
Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encryption of sensitive data in transit and at rest
- Secure server infrastructure
- Access controls and authentication requirements
- Regular security audits and updates
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Financial records and loan application data may be retained for extended periods to comply with regulatory requirements.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information, subject to legal and contractual obligations
- Opt-Out: Opt out of marketing communications at any time
- Data Portability: Request a copy of your data in a structured, machine-readable format
To exercise any of these rights, please contact us at contact@vallaparcfinancial.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance user experience and analyze website traffic. You can control cookie preferences through your browser settings, though disabling cookies may limit website functionality.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page with an updated "Last Updated" date.
Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Valla Parc Financial LLC
3495 Buckhead Loop NE
Atlanta, GA 30326
Email: contact@vallaparcfinancial.com