Agreement to Terms
These Terms and Conditions ("Terms") govern your use of the Valla Parc Financial LLC ("Valla Parc Financial," "we," "us," or "our") website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.
Use of Website
Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.
Permitted Use
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable federal, state, or local laws
- Transmit any harmful code, viruses, or malicious software
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt the website's operation
- Impersonate any person or entity
- Harvest or collect information about other users without consent
Services and Applications
Funding Applications
Submission of a funding application through our website does not guarantee approval or funding. All applications are subject to underwriting review, credit evaluation, and approval based on our lending criteria.
You agree to provide accurate, complete, and current information in all applications and communications. Providing false or misleading information may result in application denial and potential legal action.
No Guarantee of Approval
Valla Parc Financial reserves the right to approve or deny any funding application at our sole discretion. We are not obligated to provide reasons for denial.
SMS Terms & Conditions
SMS/Text Messaging Program: By opting in to receive SMS messages from Valla Parc Financial, you consent to receive marketing and promotional text messages sent via an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our business lending products and services.
Message Frequency: Message frequency varies depending on your activity and our promotional schedule. You may receive up to 4 messages per month.
Message and Data Rates: Standard message and data rates may apply according to your mobile carrier's rate plan. Please contact your mobile carrier for details about your plan.
Opt-Out Instructions: You may opt out of receiving SMS messages at any time by texting STOP to any message you receive from us. After texting STOP, you will receive one final confirmation message, and no further messages will be sent unless you opt in again.
Help and Support: For help or more information, text HELP to any message or contact us at contact@vallaparcfinancial.com.
Consent Not Required for Purchase: Consent to receive SMS marketing messages is NOT a condition of purchasing any goods or services from Valla Parc Financial. You may still apply for and receive funding without opting in to SMS communications.
Carrier Limitations: SMS messages are delivered via your mobile carrier. We are not liable for delays or undelivered messages due to carrier limitations or network issues.
Privacy: Your mobile number and SMS opt-in information will not be shared with third parties for their marketing purposes. For more information, see our Privacy Policy.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Valla Parc Financial LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.
User Submissions
Any information, feedback, or materials you submit to us through the website (other than personal information covered by our Privacy Policy) may be used by us for any purpose without restriction or compensation to you.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Valla Parc Financial. We are not responsible for the content, privacy policies, or practices of any third-party sites.
Accessing third-party links is at your own risk. We recommend reviewing the terms and privacy policies of any third-party sites you visit.
Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties that the website will be uninterrupted, secure, or error-free
- Warranties regarding the accuracy, reliability, or completeness of content
We do not guarantee that the website will meet your requirements or that any errors will be corrected.
Limitation of Liability
To the fullest extent permitted by law, Valla Parc Financial LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:
- Your use or inability to use the website or services
- Any errors or omissions in website content
- Unauthorized access to or alteration of your transmissions or data
- Any other matter relating to the website or services
Our total liability to you for any claims arising from these Terms or your use of the website shall not exceed the amount you paid to us, if any, in the six months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Valla Parc Financial LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:
- Your use of the website or services
- Your violation of these Terms
- Your violation of any rights of another party
- Any false or misleading information you provide
Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our website shall be resolved in the state or federal courts located in Miami-Dade County, Florida.
You agree to submit to the exclusive jurisdiction of these courts and waive any objection to venue or inconvenient forum.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website with an updated "Last Updated" date.
Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Valla Parc Financial regarding your use of the website and services, and supersede any prior agreements or understandings.
Contact Information
If you have questions or concerns about these Terms, please contact us:
Valla Parc Financial LLC
3495 Buckhead Loop NE
Atlanta, GA 30326
Email: contact@vallaparcfinancial.com